http://www.homehomedepot.com en-us http://www.homehomedepot.com N/A batt@aggcnco.com Thu, 09 Sep 2010 05:24:47 -0400 20 http://www.homehomedepot.com/articles/5487/1/New-Appraiser-Independence-Standards-in-Dodd-Frank-Financial-Reform-Require-Mortgage-Lenders-to-Make-Decisions-on-Appraisal-Management/New-Appraiser-Independence-Standards-in-Dodd-Frank-Financial-Reform-Require-Mortgage-Lenders-to-Make.html Mortgage lenders nationwide are trying to figure out how best to meet the new appraisal management rules outlined in the Dodd-Frank Financial Reform Bill, which is likely to become law in mid to late October. The bill’s appraiser independence standards present lenders with new options on how to manage appraisers, and they must now evaluate their options to decide what will most benefit their business. batt@aggcnco.com (Home Home Depot) Wed, 25 Aug 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5486/1/How-technical-appraisal-for-home-loan-helps-borrower/How-technical-appraisal-for-home-loan-helps-borrower.html While determining the eligibility for a housing loan, a bank conducts a technical appraisal. The technical appraisal is an important stage in the whole process of availing a housing loan. This aspect of an appraisal process covers the documentation and legal sides of the housing loan, and is done once the credit appraisal process is over. batt@aggcnco.com (Home Home Depot) Wed, 25 Aug 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5434/1/Realtors-Brokers-Target-Home-Appraisal-Rule/Realtors-Brokers-Target-Home-Appraisal-Rule.html The mortgage-broker and real-estate industries are pushing to have a measure that would kill new home-appraisal rules inserted into pending legislation to overhaul financial-sector regulation. batt@aggcnco.com (Home Home Depot) Tue, 06 Jul 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5433/1/US-House-To-Push-To-Sunset-Home-Appraisal-Code/US-House-To-Push-To-Sunset-Home-Appraisal-Code.html U.S. House negotiators on the sprawling financial-overhaul bill will seek to reinsert a measure to phase out a controversial new set of standards for home appraisals. batt@aggcnco.com (Home Home Depot) Tue, 06 Jul 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5416/1/House-Members-Look-to-Eliminate-HVCC-Change-Appraisal-Process/House-Members-Look-to-Eliminate-HVCC-Change-Appraisal-Process.html An amendment to the Wall Street Reform Bill being debated today in Congress would eliminate the hotly contested Home Valuation Code of Conduct (HVCC), which has changed much of the home appraisal process since its introduction last year. The Federal Housing Finance Agency (FHFA) implemented HVCC in May 2009 in an attempt to improve the independence of appraisers by prohibiting lenders and third parties from influencing appraisals. It also limits the interactions between the appraisers and those originating the loan.This has led to increasing demand for appraisal management companies (AMCs), while also acting as a magnet for complaints from independent appraisers who claim they’re being undercut out of the market. batt@aggcnco.com (Home Home Depot) Wed, 23 Jun 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5398/1/How-Home-Appraisals-Affect-The-Outcome-of-the-Sale-of-the-Property/How-Home-Appraisals-Affect-The-Outcome-of-the-Sale-of-the-Property.html Home appraisal is very important and it is a requirement or part of the purchasing process that cannot be skipped. It can only be skipped if you have enough money to pay for the whole price of the house by cash. Home appraisals at times can dictate the outcome of the sale; depending on it's result the sale can push through and proceed or the sale will end there and the buyer will back out of the deal. This is because if the buyer recieved a low appraisal, the buyer's option is limited to have the lender repeat the appraisal withthe hopes that the result will be favorable this time. Ask and negotiate with the seller to lower down the price of the house. Pay for the difference, or find another house. batt@aggcnco.com (Home Home Depot) Sat, 19 Jun 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5378/1/Home-Appraisal-Process-Likely-to-Change-as-Legislation-May-Eliminate-HVCC/Home-Appraisal-Process-Likely-to-Change-as-Legislation-May-Eliminate-HVCC.html Big news on the home appraisal front: the new legislation that would create a federal consumer protection agency, which appears to be on the brink of becoming law, is likely to have the power to regulate the home appraisal process, reports Kenneth Harney in a Washington Post article today.  This may include the outright elimination of the Home Valuation Code of Conduct (HVCC). batt@aggcnco.com (Home Home Depot) Fri, 11 Jun 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5359/1/The-Out-of-Town-Appraiser-Has-Arrived/The-Out-of-Town-Appraiser-Has-Arrived.html Laura, my college buddy, phoned me in last week to describe her horrible experience with an appraiser. Her house was severely over-appraised by a man who may be licensed and experienced but turns out to be completely unfamiliar with the area where my friend's property is located. Apparently, the list price was not based on accurate comparable sales stats which make it harder for her to sell the house. Laura was complaining why such incompetence was demonstrated and I told her that she must criticize the Home Valuation Code of Conduct instead.The HVCC is a code of governing appraisals that became effective one year ago. It was agreed upon by Freddie Mac, the Federal Housing Finance Agency (FHFA), and the New York State Attorney General to "enhance the independence and accuracy of the appraisal process, and provide added protections for homebuyers, mortgage investors and the housing market." batt@aggcnco.com (Home Home Depot) Mon, 07 Jun 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5340/1/Good-news-bad-news-San-Antonio-home-appraisals-down-for-second-year-in-a-row/Good-news-bad-news-San-Antonio-home-appraisals-down-for-second-year-in-a-row.html There are not as many homeowners protesting their property appraisals this year: nearly 2,000 less than last year. And part of it may be because for the second year in a row there has been an overall reduction in home appraisals.Bexar Appraisal District officials say 6 out of 10 homeowners saw a reduction in their tax rate this year. Most appraisals were down an average of 2.4 percent.The reason, officials said, is a soft market for home sales and the record numbers of foreclosures since 2009. Mary Kieke, Bexar County Deputy Chief Appraiser, said in some neighborhoods, foreclosures took a toll on property values. batt@aggcnco.com (Home Home Depot) Sat, 29 May 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5322/1/Lowball-Home-Appraisal-Can-Spoil-Deal/Lowball-Home-Appraisal-Can-Spoil-Deal.html Already this year, 11% of realtors reported a contract was canceled in the first quarter because an appraisal came in less than the price agreed on by buyer and seller, while another 16% said a contract had to be renegotiated because of a low appraisal, according to the latest home sales survey by the National Association of Realtors. (The NAR just began to ask this question in its monthly survey. In the first quarter of 2009, appraisal-related contract cancellations were probably less than 5%, a spokesman says.) The increase in lower appraisals stems from a variety of factors, ranging from market conditions to new regulations which appear to be skewing the appraisal process in some cases.Typically, appraisers use comparable sales data or “comps” (recent sales of nearby properties) to determine the value of the home. Lenders in turn, use the appraised value of a home to determine the maximum amount they’ll loan to a buyer. That amount will be either the appraisal amount of the agreed-upon sales price – whichever is lower. If the house is appraised for, say, $375,000, and the buyer and seller agreed on $400,000,the buyer would end up getting a smaller mortgage, but still have to make up the difference. batt@aggcnco.com (Home Home Depot) Thu, 20 May 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5304/1/Property-appraisal---Its-importance-and-solutions-to-a-low-appraisal/Property-appraisal---Its-importance-and-solutions-to-a-low-appraisal.html A real estate appraisal is important when you finance a mortgage loan to purchase a property. It helps to determine the market value of the property you're planning to purchase. Your lender may require a property appraisal to ensure the value of the property is worth the amount they are extending to you on the loan.Residential appraisal report - Its importanceIf you finance the purchase of a home, the final commitment usually depends upon a residential real estate appraisal. This is because the bank wants to make sure that their invested amount is covered in case you default on payment. batt@aggcnco.com (Home Home Depot) Fri, 14 May 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5286/1/Property-values-up-slightly/Property-values-up-slightly.html The average home value has increased by $2,322 in Taylor County compared with a year ago, according to statistics from the Taylor County Appraisal District, with the average home value now $103,562.Valuation notices were sent out last week to owners of property that increased or decreased in value by more than $1,000, as well as all new property owners.“This year we sent out about 11,000 increases in value, and then about 2,000 went down,” said Richard Petree, chief appraiser for the district. batt@aggcnco.com (Home Home Depot) Thu, 06 May 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5262/1/Home-assessment-woes-There-are-options-available/Home-assessment-woes-There-are-options-available.html One resident was mystified by the standards used to value her property. Another questioned the reality of the market value the assessor put on his home. batt@aggcnco.com (Home Home Depot) Thu, 01 Apr 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5244/1/How-Home-Appraisals-Work/How-Home-Appraisals-Work.html You've found your dream home. The asking price is $300,000 -- an amount you've already been pre-approved for by your bank. But is the home really worth that amount? That's the question at the heart of the home appraisal. batt@aggcnco.com (Home Home Depot) Wed, 31 Mar 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5226/1/Homeowners-challenge-property-tax-assessments/Homeowners-challenge-property-tax-assessments.html Atlanta homeowners are filing property tax returns in record numbers in hopes of lowering the appraised value on their home. Here in southwest Georgia, many homeowners are doing the same batt@aggcnco.com (Home Home Depot) Tue, 30 Mar 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5208/1/Time-left-to-appeal-property-appraisals/Time-left-to-appeal-property-appraisals.html A record number of Summit County residents filed complaints last year to reduce their property values. batt@aggcnco.com (Home Home Depot) Sat, 27 Mar 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5189/1/Are-Tough-Appraisal-Rules-Holding-Back-Housing/Are-Tough-Appraisal-Rules-Holding-Back-Housing.html Our story on Page One today takes a look at how folks who want to build or buy homes with unusual materials are having a lot of trouble getting financing because underwriting standards are much tighter today. batt@aggcnco.com (Home Home Depot) Sat, 20 Mar 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5171/1/Appraisals-seal-the-deal-for-home-mortgages/Appraisals-seal-the-deal-for-home-mortgages.html The phrase "you get what you pay for" rings loudly for many homebuyers, but they aren't the only ones concerned about a house's value. Mortgage lenders have a lot riding on a potential sale, too. Enter appraisers, who help ensure a house is worth its cost to both buyer and lender. batt@aggcnco.com (Home Home Depot) Wed, 17 Mar 2010 00:00:00 -0400 http://www.homehomedepot.com/articles/5159/1/Why-Do-You-Need-a-Home-Appraisal/Why-Do-You-Need-a-Home-Appraisal.html Let me tell you why you should always get an appraisal if you're buying a home. batt@aggcnco.com (Home Home Depot) Fri, 26 Feb 2010 00:00:00 -0500 http://www.homehomedepot.com/articles/5141/1/Evaluate-The-Price-of-Our-Home-With-Online-Home-Appraisal/Evaluate-The-Price-of-Our-Home-With-Online-Home-Appraisal.html If you are the owner of a house then you should be familiar with its rate corresponding to the market value. This data can be very useful when you tend to purchase or sell your house. batt@aggcnco.com (Home Home Depot) Fri, 19 Feb 2010 00:00:00 -0500 http://www.homehomedepot.com/articles/5129/1/Assessed-vs-Appraised-How-to-Estimate-the-Value-of-Your-Home/Assessed-vs-Appraised-How-to-Estimate-the-Value-of-Your-Home.html Assessing the value of your home can be confusing when there are different approaches to estimating value. Below is a breakdown of assessed and appraised values, and how they can effect your listing price and the current market value of your home. batt@aggcnco.com (Home Home Depot) Wed, 06 Jan 2010 00:00:00 -0500 http://www.homehomedepot.com/articles/5127/1/Importance-of-a-Baton-Rouge-Home-Appraisal-When-Settling-Divorce/Importance-of-a-Baton-Rouge-Home-Appraisal-When-Settling-Divorce.html There is no doubt that any divorce process the people involved will encounter different challenges. Most of these divorce disputes are concerned with the distribution of jointly owned property. batt@aggcnco.com (Home Home Depot) Tue, 05 Jan 2010 00:00:00 -0500 http://www.homehomedepot.com/articles/5108/1/Greater-Houston-Real-Estate-Appraisers/Greater-Houston-Real-Estate-Appraisers.html Need a fast and professional real estate appraisal company? At Choice Point Appraisals we specialize in residential real estate appraisals and other valuation services for numerous uses and applications including mortgage financing, home equity loans, PMI removal, divorce, estate, insurance, refinance, home purchases and property tax appeals just to name a few. We're Houston's #1 FHA Appraisal Company! batt@aggcnco.com (Home Home Depot) Mon, 04 Jan 2010 00:00:00 -0500 http://www.homehomedepot.com/articles/5090/1/If-You-Get-A-Bad-Home-Appraisal-Petition-It/If-You-Get-A-Bad-Home-Appraisal-Petition-It.html As many sellers and buyers are discovering just how much their homes have been affected by the housing crisis they are finding out that their homes have severely decreased in value, at least according to appraisers who are hired to inform lenders what their homes are valued at, and many times the sellers are feeling that these evaluations are too low. batt@aggcnco.com (Home Home Depot) Thu, 31 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/5072/1/Appraisals-Help-Price-Homes/Appraisals-Help-Price-Homes.html Many homeowners are now paying to have an appraisal performed on their home before putting it on the market. Alan Hummel, chief appraiser for Forsythe Appraisals LLC of St. Paul, Minn. says that many homeowners are willing to pay the cost upfront. batt@aggcnco.com (Home Home Depot) Tue, 29 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/5054/1/What-you-will-get-in-Home-Appraisal/What-you-will-get-in-Home-Appraisal.html A home appraisal estimate is essential for both property buyers and sellers. It can provide you proper and up-to-date data about the real market value of your land (in case you are dealing your place) and a realistic overview of the actual status of the real estate market (if you are buying a home). batt@aggcnco.com (Home Home Depot) Mon, 28 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/5034/1/Facts-About-Residential-Real-Estate-Appraisals/Facts-About-Residential-Real-Estate-Appraisals.html Appraisals are an Important Part of Your Home Buying TransactionA real estate appraisal helps to establish a property's market value–the likely sales price it would bring if offered in an open and competitive real estate market. batt@aggcnco.com (Home Home Depot) Thu, 24 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/5033/1/-Find-home-appraisal/-Find-home-appraisal.html Do you want to find a home appraisal fee that is affordable and not outrageous? There are several things that you can do! First of all, you can all around and get a free home appraisal price quote of what the average cost of a home appraisal is!  batt@aggcnco.com (Home Home Depot) Thu, 24 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/5015/1/Home-appraisal-values-are-a-critical-factor/Home-appraisal-values-are-a-critical-factor.html Home appraisal values To most, owning a home is a necessity, but sometimes it is a matter of pride or a business investment. Home appraisal values become relevant if one wishes to sell his house. batt@aggcnco.com (Home Home Depot) Wed, 23 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4978/1/The-Importance-of-a-Home-Appraisal-During-Divorce/The-Importance-of-a-Home-Appraisal-During-Divorce.html When a married couple is going through a divorce, if there is jointly owned property, an appraisal will almost always be required to determine how to divide the assets after the divorce is final. batt@aggcnco.com (Home Home Depot) Mon, 21 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4960/1/Appraisals-Help-Price-Homes/Appraisals-Help-Price-Homes.html Many homeowners are now paying to have an appraisal performed on their home before putting it on the market. Alan Hummel, chief appraiser for Forsythe Appraisals LLC of St. Paul, Minn. says that many homeowners are willing to pay the cost upfront. batt@aggcnco.com (Home Home Depot) Sat, 19 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4957/1/Whats-the-best-way-to-get-a-Home-Appraisal/Whats-the-best-way-to-get-a-Home-Appraisal.html Enter your property address above and receive a customized house values report. We offer several types of house value reports: Our Complete Valuation Report, Comparable Sales Report, Full Traditional Appraisal and Our Find a REALTOR� service. All of which will help you determine how much your home is worth. batt@aggcnco.com (Home Home Depot) Fri, 18 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4929/1/Home-appraisal-values-are-a-critical-factor/Home-appraisal-values-are-a-critical-factor.html Home appraisal valuesTo most, owning a home is a necessity, but sometimes it is a matter of pride or a business investment. batt@aggcnco.com (Home Home Depot) Thu, 17 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4911/1/Higher-Home-Appraisal-Values/Higher-Home-Appraisal-Values.html To most, owning a home is a necessity, but sometimes it is a matter of pride or a business investment. Home appraisal values become relevant if one wishes to sell his house. Home appraisal values is a technical term which means the value of a home in terms of money that it brings in a real estate market. batt@aggcnco.com (Home Home Depot) Tue, 15 Dec 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4904/1/Home-Appraisal-Explained/Home-Appraisal-Explained.html An appraisal helps determine the market value of your property. This is also known as the fair market value comparison or a market analysis. A home appraisal is an estimate of the worth of your property in an open and competitive market. batt@aggcnco.com (Home Home Depot) Fri, 27 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4903/1/What-exactly-is-a-Home-Appraisal/What-exactly-is-a-Home-Appraisal.html It is important to distinguish the difference between a home inspection and a home appraisal. batt@aggcnco.com (Home Home Depot) Fri, 27 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4902/1/4-Reasons-To-Get-A-Home-Appraisal-Before-Selling-Your-Home/4-Reasons-To-Get-A-Home-Appraisal-Before-Selling-Your-Home.html A full home appraisal may cost you anywhere from $250 up. It depends on the charging methods the real estate appraiser uses. batt@aggcnco.com (Home Home Depot) Fri, 27 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4901/1/Home-Appraisal---Determining-the-Homes-Value-for-a-Short-Sale-Package/One-of-the-most-important-aspects-of-the-short-sale-business-is-determining-the-value-of-the-propert.html One of the most important aspects of the short sale business is determining the value of the property you have under contract. batt@aggcnco.com (Home Home Depot) Fri, 27 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4900/1/Your-Home-Appraisal-whats-the-Big-Deal/Your-Home-Appraisal-whats-the-Big-Deal.html Think about why this is true. A good appraisal is the best reassurance that the lender won’t lose its pants on the transaction. batt@aggcnco.com (Home Home Depot) Fri, 27 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4890/1/Home-appraisals-turn-into-a-hazard/Home-appraisals-turn-into-a-hazard.html When Steve and Kristina Solloway decided to refinance their North Raleigh home this year, they assumed the process would be fairly straightforward. batt@aggcnco.com (Home Home Depot) Mon, 16 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4889/1/RealtorsR-Agree-Challenges-and-Opportunities-Remain-in-the-Second-Home-Market/RealtorsR-Agree-Challenges-and-Opportunities-Remain-in-the-Second-Home-Market.html Even with an overall decline in home sales over the past few years, buyers remain interested in second homes and recreational property, according to Realtors® at a second home and resort market open forum here today at the 2009 REALTORS® Conference & Expo. batt@aggcnco.com (Home Home Depot) Fri, 13 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4888/1/Hard-to-stay-hard-to-leave/Hard-to-stay-hard-to-leave.html A handful of residents living along a portion of the Carbon River southeast of Orting won’t have to worry about getting wet this flooding season. batt@aggcnco.com (Home Home Depot) Fri, 13 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4887/1/Class-action-suit-filed-against-KB-Home-Countrywide-and-LandSafe-Appraisal/Class-action-suit-filed-against-KB-Home-Countrywide-and-LandSafe-Appraisal.html A homeowner in Texas has slapped a class-action lawsuit against a North Texas appraisal company, home builder KB Home and Countrywide Financial, claiming the entities concocted a scheme to control the appraisal process on various homes and inflated prices, potentially costing thousands of homeowners. batt@aggcnco.com (Home Home Depot) Fri, 13 Nov 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4836/1/Time-to-regulate-how-home-appraisers-are-paid/Time-to-regulate-how-home-appraisers-are-paid.html The New York Times recently took a look at the home appraisal industry and how it works and doesn't work:Appraisers who work on behalf of these companies typically receive less pay than those who do not. batt@aggcnco.com (Home Home Depot) Tue, 24 Mar 2009 00:00:00 -0400 http://www.homehomedepot.com/articles/4832/1/Todays-home-appraisals-reflect-foreclosures/Todays-home-appraisals-reflect-foreclosures.html Appraisals are a far cry today from what they were during the run-up of the real estate market of just a few years ago. batt@aggcnco.com (Home Home Depot) Mon, 02 Mar 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4813/1/Changing-Appraisal-Methods-would-Prevent-the-Next-Housing-Bubble/Changing-Appraisal-Methods-would-Prevent-the-Next-Housing-Bubble.html Investor confidence in the market for CDOs and all mortgages was shaken during the decline of the housing bubble, and rightly so.  batt@aggcnco.com (Home Home Depot) Thu, 26 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4802/1/WILL-REAL-ESTATE-APPRAISAL-MANAGEMENT-COMPANIES-BE-MORE-ETHICAL-NOT-LIKELY/WILL-REAL-ESTATE-APPRAISAL-MANAGEMENT-COMPANIES-BE-MORE-ETHICAL-NOT-LIKELY.html Now that we are in the middle of a real estate disaster there is a great hue and cry for regulatory reform. We were here before in the early 1990's. The answer on that occasion was real estate appraisal licensing.  batt@aggcnco.com (Home Home Depot) Wed, 25 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4797/1/Whats-a-Home-Appraisal/Whats-a-Home-Appraisal.html A home appraisal is an opinion of value, an educated guess, a hypothesis as to what the typical buyer will pay for any given property within a reasonable amount of time on the market. batt@aggcnco.com (Home Home Depot) Mon, 23 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4794/1/Antique-Appraisal-Fair-Saturday-To-Have-11-Appraisers/Antique-Appraisal-Fair-Saturday-To-Have-11-Appraisers.html At Greeneville HighThe fourth annual Antique Appraisal Fair and Show this Saturday will offer 11 experienced antique appraisers as well as more than 30 antique dealers selling their wares, and two museum displays. batt@aggcnco.com (Home Home Depot) Fri, 20 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4783/1/Baton-Rouge-Home-Appraiser-Offers-Listing-Appraisal-Services/Baton-Rouge-Home-Appraiser-Offers-Listing-Appraisal-Services.html A smooth transaction is one when one has accurately represented the physical characteristics (in writing) of one’s home , whether it be listing the home with an agent or selling it yourself [FSBO]. batt@aggcnco.com (Home Home Depot) Wed, 18 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4771/1/Appraisal-issues-on-New-Construction/Appraisal-issues-on-New-Construction.html This was exactly what I was talking about when I wrote Straight Talk - The Book and dealt with the issue of new construction and appraised values.   I expect this will be/is an issue in more of the country than just this article talks about. batt@aggcnco.com (Home Home Depot) Tue, 17 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4761/1/Baton-Rouge-Home-Appraiser-Offers-Listing-Appraisal-Services/Baton-Rouge-Home-Appraiser-Offers-Listing-Appraisal-Services.html A smooth transaction is one when one has accurately represented the physical characteristics (in writing) of one’s home , whether it be listing the home with an agent or selling it yourself [FSBO]. batt@aggcnco.com (Home Home Depot) Fri, 13 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4752/1/Local-appraiser-to-give-low-cost-appraisals-at-show/Local-appraiser-to-give-low-cost-appraisals-at-show.html "It's always like a treasure hunt - you never know what you'll find," said North Fort Myers resident Jack Minish of his antique appraisal work. batt@aggcnco.com (Home Home Depot) Wed, 11 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4749/1/New-Bill-seeks-to-Limit-Home-Appraisal-Rates/New-Bill-seeks-to-Limit-Home-Appraisal-Rates.html Twin federal lawsuits filed in Phoenix and Seattle accuse the nation's two biggest mortgage lenders of using their industry muscle to twist the independent home-appraisal process into a corrupt moneymaking scheme. batt@aggcnco.com (Home Home Depot) Mon, 09 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4743/1/Choosing-Your-Real-Estate-Appraiser/Choosing-Your-Real-Estate-Appraiser.html There are many great aspects to this subject, which we will review carefully so that you may get the most from it. batt@aggcnco.com (Home Home Depot) Sat, 07 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4741/1/Hagens-Berman-Files-Second-Class-Action-Alleging-Home-Appraisal-Rigging/Hagens-Berman-Files-Second-Class-Action-Alleging-Home-Appraisal-Rigging.html Plaintiffs' law firm Hagens Berman Sobol Shapiro filed its second class action for alleged home appraisal rigging with a new federal suit against Wells Fargo & Co. and its appraisal subsidiary. batt@aggcnco.com (Home Home Depot) Thu, 05 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4731/1/Lawsuits-target-home-loan-appraisals/Lawsuits-target-home-loan-appraisals.html Twin federal lawsuits filed in Phoenix and Seattle accuse the nation's two biggest mortgage lenders of using their industry muscle to twist the independent home-appraisal process into a corrupt moneymaking scheme. batt@aggcnco.com (Home Home Depot) Wed, 04 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4716/1/First-group-of-county-appraisal-notices-coming-soon/First-group-of-county-appraisal-notices-coming-soon.html Tamecca Fitzpatrick first put her $200,000 Cordova home on the market two years ago and has lost bidder after bidder to cheaper homes in the area. batt@aggcnco.com (Home Home Depot) Mon, 02 Feb 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4698/1/Home-Facade-Appraised-at-250000/Home-Facade-Appraised-at-250000.html I think I was in on the early stages of an Urban Legend or an episode of Arrested Development. I checked the ultimate authority on such matters, Snopes.com, and after an exhaustive (not) search, I couldn’t find anything similar. I am offering this to you today as fact in hopes that you (or some other careless carefree blog reader) will stumble across this and present it as fact to keep the legend alive. batt@aggcnco.com (Home Home Depot) Sat, 31 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4687/1/Tips-on-appraisal-process/Tips-on-appraisal-process.html These tips come from real estate appraiser John Leader of Leader Properties. batt@aggcnco.com (Home Home Depot) Fri, 30 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4678/1/Update-6000-Complaints-about-Hamilton-Co-Appraisals/Update-6000-Complaints-about-Hamilton-Co-Appraisals.html The Hamilton County property assessor's office is busy reappraising homes.  In Harrison, a double-wide trailer and the ten acres it sits on were appraised at $79,000 just four years ago.  Now, the property assessor says it's worth $114,000. batt@aggcnco.com (Home Home Depot) Thu, 29 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4669/1/Day-8---Appraisal/Day-8---Appraisal.html Today the appraiser came by and went through the house. The verdict will be in within a day or two on the price of the home. batt@aggcnco.com (Home Home Depot) Wed, 28 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4667/1/Feds-set-code-for-home-appraisers/Feds-set-code-for-home-appraisers.html Should you be concerned when you apply for a mortgage that the person who appraises your home is only getting half of what you’re charged for the appraisal? batt@aggcnco.com (Home Home Depot) Tue, 27 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4654/1/Do-You-Think-The-Hamilton-County-Assessors-Appraisal-on-Your-Home-is-Incorrect/Do-You-Think-The-Hamilton-County-Assessors-Appraisal-on-Your-Home-is-Incorrect.html The appraisal you receive in the mail isn't always set in stone.  There is a way to fight the number if you feel it's not accurate. batt@aggcnco.com (Home Home Depot) Sat, 24 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4636/1/Homeless-man-arrested-in-slaying-of-appraiser-in-Brooksville/Homeless-man-arrested-in-slaying-of-appraiser-in-Brooksville.html Police arrested a homeless man Wednesday night in the slaying of Brooksville real estate appraiser Steven Floyd Van Slyke. batt@aggcnco.com (Home Home Depot) Thu, 22 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4629/1/Real-estate-appraiser-Van-Slyke-found-dead-at-home/Real-estate-appraiser-Van-Slyke-found-dead-at-home.html Brooksville police are investigating the slaying of 58-year-old real estate appraiser Steven Floyd Van Slyke, whose body was found early Tuesday afternoon inside his home at 27 Cherry St. batt@aggcnco.com (Home Home Depot) Wed, 21 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4623/1/Wells-Fargo-Home-Appraisals/Wells-Fargo-Home-Appraisals.html Hagens Berman is investigating Wells Fargo and its appraisal subsidiary Rels Valuation based on reports the companies engaged in a rigged appraisal process. batt@aggcnco.com (Home Home Depot) Tue, 20 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4605/1/Wells-Fargo-and-Rels-Valuations-Home-Appraisal-Practices-and-Inflated-Fees-Under-Investigation/Wells-Fargo-and-Rels-Valuations-Home-Appraisal-Practices-and-Inflated-Fees-Under-Investigation.html Hagens Berman is investigating Wells Fargo and its appraisal subsidiary, Rels Valuation, based on reports the companies allegedly engaged in a rigged appraisal process designed to boost profits at the expense of homeowners and independent appraisers. batt@aggcnco.com (Home Home Depot) Mon, 19 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4601/1/Reality-Check-Should-Every-Seller-Get-Their-Home-Appraised/Reality-Check-Should-Every-Seller-Get-Their-Home-Appraised.html In an interview with the Washington Business Journal in early December, Long & Foster’s new president Dave Stevens noted that in order to manage sellers’ (sometimes unrealistic) expectations in the current climate, agents are encouraging their clients to get an appraisal before they put their home on the market “to give them a reality check.” batt@aggcnco.com (Home Home Depot) Fri, 16 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4598/1/Poll-Is-new-home-appraiser-rule-good-or-bad/Poll-Is-new-home-appraiser-rule-good-or-bad.html There are various battles over the way that homes are appraised. This post is about one of them — and seeks your opinion. batt@aggcnco.com (Home Home Depot) Sat, 10 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4592/1/-What-do-Appraisers-Look-at-When-Appraising-Your-Home/-What-do-Appraisers-Look-at-When-Appraising-Your-Home.html As I’ve mentioned in a couple previous posts, we are in the middle of refinancing our home. batt@aggcnco.com (Home Home Depot) Thu, 08 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4581/1/Getting-Your-Home-Ready-for-an-Appraisal/Getting-Your-Home-Ready-for-an-Appraisal.html Appraisal can be defined as a process or method of developing a value option, this valuation is a determined based upon the property's market value which will be likely to be sold in the open market.  batt@aggcnco.com (Home Home Depot) Tue, 06 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4563/1/New-rules-govern-home-appraisal-practices/New-rules-govern-home-appraisal-practices.html Federal and state regulators announced a revised pact last week to reshape home appraisal practices as part of an agreement with mortgage finance companies Fannie Mae and Freddie Mac. batt@aggcnco.com (Home Home Depot) Mon, 05 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4558/1/Professional-Appraisers-Respond-To-Appraisal-Code/Professional-Appraisers-Respond-To-Appraisal-Code.html Now that Fannie Mae and Freddie Mac have taken steps to improve appraisal quality by establishing the revised Home Valuation Code of Conduct (Appraisal Code), the nation’s largest organizations of professional real estate appraisers – the American Society of Appraisers, the Appraisal Institute, the American Society of Farm Managers and Rural Appraisers, and the National Association of Independent Fee Appraisers – suggest lenders set their policies to use the most competent appraisers available. batt@aggcnco.com (Home Home Depot) Thu, 01 Jan 2009 00:00:00 -0500 http://www.homehomedepot.com/articles/4542/1/Appraisals-Fault-Free-In-Mortgage-Mess/Appraisals-Fault-Free-In-Mortgage-Mess.html Regarding "Fannie, Freddie Cut Deal Over Home Appraisals" [Business, Dec. 24]:Though there are cases of fraudulent appraisals, to imply that artificially high appraisals contributed to the mortgage meltdown is misleading. batt@aggcnco.com (Home Home Depot) Tue, 30 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4529/1/List-Price-Sales-Price-and-Appraised-Value/List-Price-Sales-Price-and-Appraised-Value.html The difference between List Price, Sales Price and Appraisal Value is very easy to explain, but not understood completely by some home buyers. batt@aggcnco.com (Home Home Depot) Sat, 27 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4516/1/Local-officials-will-keep-eye-on-bills-to-cap-home-appraisal-hikes/Local-officials-will-keep-eye-on-bills-to-cap-home-appraisal-hikes.html Tribune-Herald staff writerLocal officials are concerned that proposed state legislation to limit increases in home appraisal values could be a drain on county and city operations. batt@aggcnco.com (Home Home Depot) Fri, 26 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4505/1/Fannie-Freddie-Cut-Deal-Over-Home-Appraisals/Fannie-Freddie-Cut-Deal-Over-Home-Appraisals.html Fannie Mae and Freddie Mac, the largest U.S. mortgage-finance companies, reached a new agreement with New York Attorney General Andrew Cuomo to ensure independent home appraisals, dropping a requirement that would have prohibited lenders from using in-house staff to value houses. batt@aggcnco.com (Home Home Depot) Wed, 24 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4487/1/Can-A-Home-Buyer-Use-a-FHA-Appraisal-Instead-of-A-Home-Inspection/Can-A-Home-Buyer-Use-a-FHA-Appraisal-Instead-of-A-Home-Inspection.html I have wrote in the past about the detail of an FHA observation. The FHA appraisal process requires a detailed observation of mechanical systems, (My personal favorite is the reverse feature on an automatic garage door opener.) attic, crawl spaces, electric fixtures, plumbing fixtures, paint surfaces, wood surfaces, safety concerns, etc.. batt@aggcnco.com (Home Home Depot) Tue, 23 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4469/1/The-Appraisal-of-Your-Log-Home-is-No-Easy-Task/The-Appraisal-of-Your-Log-Home-is-No-Easy-Task.html Before you decide to get yourself and your family a beautiful dream log home you should know that the appraisal for the log home is as important as the building of the log home itself . It is also true that getting the appraisal for a home that you are about to have built is far more important than getting an appraisal for a home that already has been built or already exists. batt@aggcnco.com (Home Home Depot) Mon, 22 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4453/1/The-Appraisal-of-Your-Log-Home-is-No-Easy-Task/The-Appraisal-of-Your-Log-Home-is-No-Easy-Task.html Before you decide to get yourself and your family a beautiful dream log home you should know that the appraisal for the log home is as important as the building of the log home itself . It is also true that getting the appraisal for a home that you are about to have built is far more important than getting an appraisal for a home that already has been built or already exists. batt@aggcnco.com (Home Home Depot) Sat, 20 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4435/1/Two-different-home-appraisal-values/Two-different-home-appraisal-values.html Q: I've just had my house appraised, and the appraiser gave me two figures. One is the cost-value approach, and the other is the sales-comparison approach. What do these amounts mean? The values differ by $40,000. batt@aggcnco.com (Home Home Depot) Fri, 19 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4417/1/Appraisal---Utah-County-Home-Loans/Appraisal---Utah-County-Home-Loans.html The Real Estate Appraisal is an important part of your home buying transaction.  The appraisal helps to establish what the property’s market value actual is, in fact it would likely be the main tool in helping the seller establish the proper selling price. batt@aggcnco.com (Home Home Depot) Wed, 17 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4400/1/Do-You-Need-A-Real-Estate-Appraiser-When-Buying-A-Home-Or-Condo/Do-You-Need-A-Real-Estate-Appraiser-When-Buying-A-Home-Or-Condo.html If you are considering purchasing or selling a home, condo or any other type of real estate, you will most likely need the services of a real estate appraiser. An appraiser performs an assessment of properties and other types of real estate to help establish its value.  batt@aggcnco.com (Home Home Depot) Tue, 16 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4382/1/Your-Home-Appraisal-awhatas-the-Big-Deal/Your-Home-Appraisal-awhatas-the-Big-Deal.html Think about why this is true. A good appraisal is the best reassurance that the lender won't lose its pants on the transaction. If the borrower defaults, the lender still has a marketable property that can be sold to recoup its losses. batt@aggcnco.com (Home Home Depot) Mon, 15 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4369/1/Appraise-This-An-Examination-of-Real-Estate-Appraisals/Appraise-This-An-Examination-of-Real-Estate-Appraisals.html When something bad happens, we want someone to blame. Yesterday I dropped my husband’s wedding ring into my favorite crystal glass for safekeeping while he was doing handy work, and the glass broke under the weight of the ring. Frustrated and heart broken, I wanted to blame the jewelry shop for selling us such a heavy ring… (senseless, I know, but I was upset) but I couldn’t. batt@aggcnco.com (Home Home Depot) Sat, 13 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4351/1/Suddenly-Stricter-Appraisals/Suddenly-Stricter-Appraisals.html IT used to be a market mantra: a house is worth only as much as a buyer is willing to pay. But given today’s bank failures, foreclosures and tightened credit, real estate experts have had to modify the aphorism to reflect harsher realities. batt@aggcnco.com (Home Home Depot) Fri, 12 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4333/1/What-Everybody-Ought-to-Know-About-Florida-Home-Appraisals/What-Everybody-Ought-to-Know-About-Florida-Home-Appraisals.html Welcome! If you're looking for a Florida Home Loan, or just some information pertaining to life here in "The Sunshine State," you've come to the right place! Be sure to sign up for my RSS Feed! batt@aggcnco.com (Home Home Depot) Thu, 11 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4315/1/Hurricane-damage-and-your-home-appraisal/Hurricane-damage-and-your-home-appraisal.html Hurricane Ike caused many of you to make adjustments in your lives, and that holds true for the Jefferson County Appraisal District. batt@aggcnco.com (Home Home Depot) Wed, 10 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4296/1/WHAT-IS-A-HOME-APPRAISAL-AND-HOW-DOES-IT-WORK/WHAT-IS-A-HOME-APPRAISAL-AND-HOW-DOES-IT-WORK.html What is an appraisalA home purchase is the largest, single investment most people will ever make. Whether it's a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off. batt@aggcnco.com (Home Home Depot) Tue, 09 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4278/1/More-on-the-Bushes-new-home/More-on-the-Bushes-new-home.html That’s the web address for the Dallas County Appraisal District info on the North Dallas house that seems destined to become home for the Bushes.  batt@aggcnco.com (Home Home Depot) Mon, 08 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4262/1/-Understanding-Different-Methods-for-Valuing-a-Home/-Understanding-Different-Methods-for-Valuing-a-Home.html When you consider the value of your home, you probably think of the value in only one way - How much money could I get for my house if I sold it? But, did you know that there are actually many different ways to look at the "value" of a property? batt@aggcnco.com (Home Home Depot) Fri, 05 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4260/1/MA-home-buying-101-assessed-value-vs-appraised-value/MA-home-buying-101-assessed-value-vs-appraised-value.html If you are in the market for Massachusetts real estate, you will sooner or later come across the terms assessed value and appraised value. batt@aggcnco.com (Home Home Depot) Thu, 04 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4248/1/The-Difference-Between-Appraisals-and-Assessments/The-Difference-Between-Appraisals-and-Assessments.html Many people think appraisals and assessments are the same thing or at least that they should be for the same amount. The truth is they can vary greatly. Let's look at each of them. batt@aggcnco.com (Home Home Depot) Wed, 03 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4230/1/Orlando-Florida-Appraisers-Orlando-Florida-Appraisals---Sunbelt-Appraisals/Orlando-Florida-Appraisers-Orlando-Florida-Appraisals---Sunbelt-Appraisals.html Orlando Florida Appraisers, Orlando Florida Appraisals, Orlando Florida Home Appraiser, Orlando Florida property appraiser, Orlando Florida residential appraisal, orlando home appraisals, orlando appraisals, orlando appraisals, Orlando Appraisal, Orlando Appraiser, Orlando Appraisers batt@aggcnco.com (Home Home Depot) Tue, 02 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4218/1/The-Keys-to-Finding-the-Best-Real-Estate-Appraiser-/The-Keys-to-Finding-the-Best-Real-Estate.html Finding a great real estate appraiser is key to answering important questions about a real estate appraisal, whether you want to find out the value of your current home or are looking to buy a new home. batt@aggcnco.com (Home Home Depot) Mon, 01 Dec 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4205/1/Reader-questions-lower-home-prices-and-appraisal-values/Reader-questions-lower-home-prices-and-appraisal-values.html "Our property taxes were set a few years ago based on the inflated real estate values we had then. Now that those prices have gone down, is it still expected of homeowners to pay those taxes when our houses are worth so much less?" batt@aggcnco.com (Home Home Depot) Fri, 28 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4185/1/Nov-25-2008---Dont-Rely-on-The-Appraisal-as-your-quotsafety-netquot/Nov-25-2008---Dont-Rely-on-The-Appraisal-as-your-quotsafety-netquot.html Changing markets create the need to update our thinking on various segments of the home buying process. Back in March of 2006 I wrote this post on the role of the appraisal in your home purchase. batt@aggcnco.com (Home Home Depot) Wed, 26 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4167/1/Appraiser-Connected-to-Crisp--Cole-Properties-To-Fight-State-Charges/Appraiser-Connected-to-Crisp--Cole-Properties-To-Fight-State-Charges.html A Bakersfield appraiser has hired a Sacramento-based lawyer and will fight state accusations that could see his real estate appraiser license stripped or suspended. batt@aggcnco.com (Home Home Depot) Tue, 25 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4149/1/VA-regulators-block-appraisers-from-online-systems/VA-regulators-block-appraisers-from-online-systems.html Regulators in Virginia are the first nationwide to actively discourage real estate appraisers from using online systems that could allow unscrupulous agents and lenders to remove critical information from the appraisal report. batt@aggcnco.com (Home Home Depot) Mon, 24 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4127/1/Full-Home-Appraisal---Zillowcom--/Full-Home-Appraisal---Zillowcom--.html Why did the chicken cross the road?One liners are an endless part of any comedy television program as competitors in the real estate field are to the internet. Today, we ask what do you get when you cross a Zillow.com “zestimate” fully automated online valuation with a full home appraisal done by a local professional? batt@aggcnco.com (Home Home Depot) Tue, 18 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4109/1/Technical-appraisal-safeguards-buyers/Technical-appraisal-safeguards-buyers.html A technical appraisal safeguards the interests of a home loan borrower. The process helps a purchaser get answers to crucial questions like whether the property proposed to be bought is authorised, whether proper approvals from competent authorities have been acquired, whether the quality of construction is as per the agreed terms etc. batt@aggcnco.com (Home Home Depot) Mon, 17 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4091/1/A-Modern-Approach-to-Home-Appraisal/A-Modern-Approach-to-Home-Appraisal.html Your home might be worth more than you think. Whether you're happily settled, or getting ready to sell, it never hurts to know how your investment is doing, especially if you've lived in your home for a long time. batt@aggcnco.com (Home Home Depot) Sat, 15 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4079/1/Historic-home-appraisals---the-end-of-an-era/Historic-home-appraisals---the-end-of-an-era.html There was a time when the unique “one of a kind” nature of a historic home would add value to its appraisal, now I am afraid that era appears to be passing. batt@aggcnco.com (Home Home Depot) Mon, 10 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4073/1/Difference-Between-Home-Appraisal-and-Home-Inspection/Difference-Between-Home-Appraisal-and-Home-Inspection.html People sometimes confuse a home inspection and an appraisal when they are in the process of buying a home.Most mortgage applications involve an appraisal, which can be a physical inspection of the property plus a written analysis of similar homes that have recently sold in the area. batt@aggcnco.com (Home Home Depot) Fri, 07 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4053/1/-The-Role-of-the-Home-Appraiser/-The-Role-of-the-Home-Appraiser.html In case you were unaware, a home appraisal is supposed help the lender decide whether or not to make a loan. It is not really a tool to give buyers the correct price. batt@aggcnco.com (Home Home Depot) Thu, 06 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4031/1/How-to-Get-Ready-for-a-Home-Appraisal/How-to-Get-Ready-for-a-Home-Appraisal.html My husband and I recently had our home appraised in anticipation of refinancing our home loan. Our third child was born 18 months ago, and our house feels small for our growing family. batt@aggcnco.com (Home Home Depot) Wed, 05 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/4013/1/Preparing-your-Home-for-an-Appraisal-Posted-By--Tamara-Schmitt/Preparing-your-Home-for-an-Appraisal-Posted-By--Tamara-Schmitt.html Preparing your Home for an Appraisal Posted By : Tamara SchmittAn appraisal of your home by a licensed Appraiser will be a requirement from any lender before a mortgage loan will be approved. batt@aggcnco.com (Home Home Depot) Tue, 04 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/3992/1/Underwriting--Appraisal-Procedures-To-Lead-You-To-Your-Dream-Home/Underwriting--Appraisal-Procedures-To-Lead-You-To-Your-Dream-Home.html Buying home may be your dream for a long time, but there are certain grounded procedures without which your dream cannot come true. Underwriting and appraisal procedures are two among them. batt@aggcnco.com (Home Home Depot) Mon, 03 Nov 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/3974/1/Buying-a-home--appraisal/Buying-a-home--appraisal.html We signed a contract to buy a condo in NJ; the home was listed for 278K, our offer 235K, seller got an appraisal done for 270K and offered a 255K price. We offered 242 (since the condo looked well maintained) and she took it. batt@aggcnco.com (Home Home Depot) Sat, 01 Nov 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3952/1/Difference-Between-Home-Appraisal-and-Home-Inspection/Difference-Between-Home-Appraisal-and-Home-Inspection.html People sometimes confuse a home inspection and an appraisal when they are in the process of buying a home. batt@aggcnco.com (Home Home Depot) Fri, 31 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3932/1/Whats-a-Home-Appraisal/Whats-a-Home-Appraisal.html A home appraisal is an opinion of value, an educated guess, a hypothesis as to what the typical buyer will pay for any given property within a reasonable amount of time on the market. batt@aggcnco.com (Home Home Depot) Thu, 30 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3914/1/Choosing-Your-Real-Estate-Appraisal/Choosing-Your-Real-Estate-Appraisal.html If you have been thinking about purchasing a real estate property for personal use or as an investment, you’ll need to hire the services of a real estate investor. batt@aggcnco.com (Home Home Depot) Wed, 29 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3891/1/Free-Home-Appraisal-Services---Which-Type-of-Home-Appraisal-is-Best/Free-Home-Appraisal-Services---Which-Type-of-Home-Appraisal-is-Best.html Free Home Appraisal Services - Which Type of Home Appraisal is Best batt@aggcnco.com (Home Home Depot) Mon, 27 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3889/1/Appraising-Homes-in-a-Declining-MarketWhat-you-need-to-know-for-your-Clients/Appraising-Homes-in-a-Declining-MarketWhat-you-need-to-know-for-your-Clients.html Prior to these past 1-2 years, it has been a long time since Appraisers have had to deal with appraising homes in a declining market. Lenders really hate it when we mark the dreaded declining market box or the oversupply box or note that the days on market is over 6 months .  batt@aggcnco.com (Home Home Depot) Sun, 26 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3869/1/Who-Is-Doing-Your-Home-Appraisal/Who-Is-Doing-Your-Home-Appraisal.html With the change in the Real Estate market in the Big Bear Valley, I am seeing more and more appraisers come up from down the hill to find work.  Unlike many cookie cutter communities down the hill,  the Big Bear Valley is comprised of a handful of smaller communities. batt@aggcnco.com (Home Home Depot) Sat, 25 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3850/1/Free-Home-Appraisal-Services---Which-Type-of-Home-Appraisal-is-Best/Free-Home-Appraisal-Services---Which-Type-of-Home-Appraisal-is-Best.html If you are thinking of buying or selling a home then make sure you get the home appraised. There are several methods for appraising a home and there are some that are free. batt@aggcnco.com (Home Home Depot) Fri, 24 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3840/1/-Home-Appraisal-Industry-is-in-the-News/-Home-Appraisal-Industry-is-in-the-News.html Right now people are looking at the home appraisal industry since the Associated Press and other group turned a critical eye on home appraisers. batt@aggcnco.com (Home Home Depot) Thu, 23 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3822/1/FNC-to-Help-BancorpSouth-with-Mortgage-Appraisal-Processes/FNC-to-Help-BancorpSouth-with-Mortgage-Appraisal-Processes.html BancorpSouth, one of the southeast region’s largest banks, will use FNC(R) technology to ensure regulatory compliance while streamlining its multi-channel appraisal process for their retail and home equity channels. batt@aggcnco.com (Home Home Depot) Wed, 22 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3804/1/Taunton-Area-Home-Sellers--Must-Know-Information-Home-Sale-Appraisals/Taunton-Area-Home-Sellers--Must-Know-Information-Home-Sale-Appraisals.html Important information:If you are selling your home or considering selling your home, you must know now how bank appraisals are being analyzed. batt@aggcnco.com (Home Home Depot) Tue, 21 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3799/1/Taunton-Area-Home-Sellers--Must-Know-Information-Home-Sale-Appraisals/Taunton-Area-Home-Sellers--Must-Know-Information-Home-Sale-Appraisals.html Important information:If you are selling your home or considering selling your home, you must know now how bank appraisals are being analyzed. batt@aggcnco.com (Home Home Depot) Mon, 20 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3781/1/Home-Appraisal--How-to-Maximize-Value/Home-Appraisal--How-to-Maximize-Value.html If you are selling your home with OR without a real estate agent you should get an appraisal before you decide on the selling price.  batt@aggcnco.com (Home Home Depot) Sat, 18 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3762/1/How-To-Get-A-Fair-Home-Appraisal/How-To-Get-A-Fair-Home-Appraisal.html If you want to know how to get a fair home appraisal, your best bet would be to have a real estate agent or professional appraiser come out and do a full property evaluation. batt@aggcnco.com (Home Home Depot) Fri, 17 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3751/1/Multiple-Appraisals-for-a-Construction-Loan-The-Details-an-Owner-Builder-Needs-to-Know/Multiple-Appraisals-for-a-Construction-Loan-The-Details-an-Owner-Builder-Needs-to-Know.html If you want a mortgage, you need a real estate appraisal. If you want to be an owner builder and need a construction loan, you will need two appraisals wrapped into one. batt@aggcnco.com (Home Home Depot) Thu, 16 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3733/1/Appraisals---How-Much-Is-This-Home-Worth/Appraisals---How-Much-Is-This-Home-Worth.html Appraisals are vey easy and simple to understand so we are going to keep this one short. Within the first 17 days of escrow buyers will need to have their lender order an appraisal to prove to the banks investors that the property is worth at least as much as the loan they will be writting on it. batt@aggcnco.com (Home Home Depot) Wed, 15 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3714/1/Home-Appraisals-and-Refinance-Home-Mortgage-Loans/Home-Appraisals-and-Refinance-Home-Mortgage-Loans.html Is there a difference between a home’s appraised value and it’s assessed value?  Yes.  This is a fairly common point of confusion for those looking to refinance home mortgage loans. batt@aggcnco.com (Home Home Depot) Tue, 14 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3696/1/Home-4-Homeowners-Mortgage-Program-Solves-Appraisal-Problem/Home-4-Homeowners-Mortgage-Program-Solves-Appraisal-Problem.html I’ve been blogging about the need to consider income approach for appraisals because borrowers who are behind and those who are not, cannot refinance or restructure their home loans because ‘comparable sales value appraisals’ are simply flawed in this market.  batt@aggcnco.com (Home Home Depot) Mon, 13 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3678/1/Appraising-the-Home-Appraisers/Appraising-the-Home-Appraisers.html Susan Wachter is a professor of real estate at the Wharton School of the University of Pennsylvania. batt@aggcnco.com (Home Home Depot) Wed, 08 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3660/1/Summit-home-owners-debate-property-appraisals/Summit-home-owners-debate-property-appraisals.html For some, it's a matter of a few hundred dollars but for others, it amounts to tens of thousands. batt@aggcnco.com (Home Home Depot) Mon, 06 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3642/1/Free-Home-Appraisal-from-Carolina-One-Mortgage/Free-Home-Appraisal-from-Carolina-One-Mortgage.html Now is a great time to refinance your home whether you want cash-out, want to consolidate two mortgages into one, or just lock in a low fixed rate. batt@aggcnco.com (Home Home Depot) Sat, 04 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3624/1/Helping-Your-Home-Appraise-for-Top-Dollar/Helping-Your-Home-Appraise-for-Top-Dollar.html With the constricting market, some appraisers, are getting more and more conservative. It's more important than ever to make sure that your after the buyer and seller agree to the price, that the home actually appraises for the agreed price. Here are a few tips batt@aggcnco.com (Home Home Depot) Fri, 03 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3606/1/New-appraisal-ups-price-of-MU-property/New-appraisal-ups-price-of-MU-property.html A second appraisal of the in-demand Marshall University property along Route 60 has been delivered to the two agencies that want it. batt@aggcnco.com (Home Home Depot) Thu, 02 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3588/1/Whats-a-Home-Appraisal/Whats-a-Home-Appraisal.html A home appraisal is an opinion of value, an educated guess, a hypothesis as to what the typical buyer will pay for any given property within a reasonable amount of time on the market. It’s serious business these days. batt@aggcnco.com (Home Home Depot) Wed, 01 Oct 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3569/1/Whats-a-Home-Appraisal/Whats-a-Home-Appraisal.html A home appraisal is an opinion of value, an educated guess, a hypothesis as to what the typical buyer will pay for any given property within a reasonable amount of time on the market. It’s serious business these days. batt@aggcnco.com (Home Home Depot) Tue, 30 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3551/1/Whats-a-Home-Appraisal/Whats-a-Home-Appraisal.html A home appraisal is an opinion of value, an educated guess, a hypothesis as to what the typical buyer will pay for any given property within a reasonable amount of time on the market. It's serious business these days.  batt@aggcnco.com (Home Home Depot) Mon, 29 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3533/1/How-does-the-economy--housing-market-affect-home-appraisals.html When the housing industry & economy is as poor as it is now, does it have an effect on home appraisals? We remodeled our entire home and were hoping to get back close to what we had invested. batt@aggcnco.com (Home Home Depot) Fri, 26 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3515/1/Crisis-Has-Changed-Home-Appraisal/Crisis-Has-Changed-Home-Appraisal.html Brian Dean wanted to add a pool to his 1967 home in Safety Harbor, so he checked with his lender about obtaining a home equity loan. batt@aggcnco.com (Home Home Depot) Thu, 25 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3496/1/Do-You-Need-A-Real-Estate-Appraiser-When-Buying-A-Home-Or-Condo/Do-You-Need-A-Real-Estate-Appraiser-When-Buying-A-Home-Or-Condo.html If you are considering purchasing or selling a home, condo or any other type of real estate, you will most likely need the services of a real estate appraiser. An appraiser performs an assessment of properties and other types of real estate to help establish its value. batt@aggcnco.com (Home Home Depot) Wed, 24 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3488/1/Understanding-the-Home-Appraisal-Process/Understanding-the-Home-Appraisal-Process.html Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders.  batt@aggcnco.com (Home Home Depot) Tue, 23 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3470/1/Summit-home-owners-debate-property-appraisals/Summit-home-owners-debate-property-appraisals.html For some, it's a matter of a few hundred dollars but for others, it amounts to tens of thousands. batt@aggcnco.com (Home Home Depot) Thu, 18 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3451/1/Free-Home-Appraisal-from-Carolina-One-Mortgage/Free-Home-Appraisal-from-Carolina-One-Mortgage.html Now is a great time to refinance your home whether you want cash-out, want to consolidate two mortgages into one, or just lock in a low fixed rate. batt@aggcnco.com (Home Home Depot) Wed, 17 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3433/1/Before-Your-Next-RenovationHalifax-Home-Appraisal-A-Must/Before-Your-Next-RenovationHalifax-Home-Appraisal-A-Must.html Whether you plan to sell your home immediately or stay put for a while, you’ll want any renovations undertaken to have maximum impact on your property’s resale value. batt@aggcnco.com (Home Home Depot) Tue, 16 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3415/1/These-Home-Equity-Loans-Come-With-Big-Risks/These-Home-Equity-Loans-Come-With-Big-Risks.html When an investor offers you $50,000 or $100,000 in exchange for 30 percent to 50 percent of your home's future appreciation, is it a good deal? batt@aggcnco.com (Home Home Depot) Sat, 13 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3413/1/Appraisal-district-hires-new-chief/Appraisal-district-hires-new-chief.html “Eddie” Bridge of Pettus will take the helm at the Wilson County Appraisal District, after the board of directors voted 3-0-1 to hire him as the chief appraiser at a Sept. 3 special meeting. batt@aggcnco.com (Home Home Depot) Fri, 12 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3410/1/What-You-Need-to-Do-to-be-Ready-for-Your-Home-Appraisal/What-You-Need-to-Do-to-be-Ready-for-Your-Home-Appraisal.html As with any other homebuyer or seller, you too would have to get a home appraisal done if you are interested in buying or selling a home. A home appraisal is a must in order to assess the current market value of a home and the home appraiser does the appraisal to ensure that the lender and buyer are getting a deal that is worth it.  batt@aggcnco.com (Home Home Depot) Tue, 09 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3384/1/Halifax-Home-Appraisal-A-MustBefore-Your-Next-Renovation/Halifax-Home-Appraisal-A-MustBefore-Your-Next-Renovation.html Whether you are thinking about selling your home right away or staying for a while, any planned renovations should be made with an eye to maximizing your property’s resale value. batt@aggcnco.com (Home Home Depot) Mon, 08 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3366/1/Sprucing-up-your-homes-MLS-report-a-good-idea/Sprucing-up-your-homes-MLS-report-a-good-idea.html Are you one of the home owners who has a home for sale that has coasted through the summer without selling? Inventory is slowly getting absorbed but competition is still fierce. batt@aggcnco.com (Home Home Depot) Sat, 06 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3348/1/What-to-Do-If-Your-Home-Appraisal-Comes-Up-Short/What-to-Do-If-Your-Home-Appraisal-Comes-Up-Short.html As discussed in the previous post, appraisals are not worth much to anyone besides the lender. But if you’re a seller with a buyer under contract and a sale in escrow (not closed yet) and the appraisal come up short, you have a problem.  batt@aggcnco.com (Home Home Depot) Thu, 04 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3341/1/-Home-Appraisal-Industry-is-in-the-News/-Home-Appraisal-Industry-is-in-the-News.html Right now people are looking at the home appraisal industry since the Associated Press and other group turned a critical eye on home appraisers. batt@aggcnco.com (Home Home Depot) Tue, 02 Sep 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3337/1/Pick-A-Real-Estate-Appraiser-To-Evaluate-Your-Home/Pick-A-Real-Estate-Appraiser-To-Evaluate-Your-Home.html Approximating exact standard and cost of real estate piece is not a process that everyone can perform. The appraisal services that decide accurate value of a real estate piece are usually performed by professional appraisers, who by analyzing properties place his opinions about the quality and value of land or property. batt@aggcnco.com (Home Home Depot) Tue, 26 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3322/1/What-You-Need-to-Do-to-be-Ready-for-Your-Home-Appraisal/What-You-Need-to-Do-to-be-Ready-for-Your-Home-Appraisal.html As with any other homebuyer or seller, you too would have to get a home appraisal done if you are interested in buying or selling a home. A home appraisal is a must in order to assess the current market value of a home and the home appraiser does the appraisal to ensure that the lender and buyer are getting a deal that is worth it. batt@aggcnco.com (Home Home Depot) Mon, 25 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3304/1/Difference-between-home-value-and-appraisal-value/Difference-between-home-value-and-appraisal-value.html Why doesn't my appraisal show that my house is worth more than the dump down the street. batt@aggcnco.com (Home Home Depot) Sat, 23 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3291/1/Home-appraisal-controls-called-a-failure/Home-appraisal-controls-called-a-failure.html As soaring home prices set the stage for America's great housing meltdown, a critical step in making sure those home sales were a fair deal - the real estate appraisal - was undermined from within. batt@aggcnco.com (Home Home Depot) Fri, 22 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3271/1/DONT-SELL-YOUR-HOME-WITHOUT-A-REAL-MARKET-VALUE-APPRAISAL/DONT-SELL-YOUR-HOME-WITHOUT-A-REAL-MARKET-VALUE-APPRAISAL.html If you are thinking about selling your home soon, make sure that you do not put it on the market without a full market value appraisal by a licensed and/or certified real estate appraiser. batt@aggcnco.com (Home Home Depot) Thu, 21 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3253/1/Home-appraisal-controls-called-a-failure/Home-appraisal-controls-called-a-failure.html As soaring home prices set the stage for America's great housing meltdown, a critical step in making sure those home sales were a fair deal - the real estate appraisal - was undermined from within. batt@aggcnco.com (Home Home Depot) Wed, 20 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3235/1/Inflated-appraisal-nearly-cost-family-its-home/Inflated-appraisal-nearly-cost-family-its-home.html After 25 years as a doorman on Manhattan's Upper East Side, Carl Petrone was ready to retire from the cold winters and his daily commute. batt@aggcnco.com (Home Home Depot) Tue, 19 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3217/1/Inflated-appraisal-nearly-cost-family-its-home/Inflated-appraisal-nearly-cost-family-its-home.html After 25 years as a doorman on Manhattan's Upper East Side, Carl Petrone was ready to retire from the cold winters and his daily commute. batt@aggcnco.com (Home Home Depot) Mon, 18 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3214/1/Gregg-County-appraiser-Home-values-up-slightly/Gregg-County-appraiser-Home-values-up-slightly.html Home values in Gregg County aren't skyrocketing after all.The market value of an average single-family home rose 4.1 percent in 2008, Gregg County Chief Appraiser Tom Hays said Monday. batt@aggcnco.com (Home Home Depot) Fri, 08 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3197/1/Get-The-Most-Out-Of-Home-Appraisals/Get-The-Most-Out-Of-Home-Appraisals.html South Florida homeowners who don't know how much their homes are worth can follow Angie's List's tips to get the best home appraisals. batt@aggcnco.com (Home Home Depot) Tue, 05 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3179/1/Gregg-County-raises-home-appraisal-value/Gregg-County-raises-home-appraisal-value.html Gregg County home appraisal values are up about four percent from last year, which means property taxes are going up too. batt@aggcnco.com (Home Home Depot) Mon, 04 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3161/1/Killer-Bunny-But-I-thought-my-Home-Appraised/Killer-Bunny-But-I-thought-my-Home-Appraised.html Last week I had to warn clients that their home appraised for market value with an appraiser's disclaimer. batt@aggcnco.com (Home Home Depot) Fri, 01 Aug 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3143/1/Hamptons-North-Fork-home-prices-drop-combined-92/Hamptons-North-Fork-home-prices-drop-combined-92.html Could the Hamptons be losing the shine in home prices?Median closing prices for Hamptons and North Fork homes dropped a combined 9.2 percent in the second quarter compared with a year ago, even though spring is considered the strongest season for sales, according to a report commissioned by Prudential Douglas Elliman Real Estate. batt@aggcnco.com (Home Home Depot) Thu, 31 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3118/1/Home-Appraisal---Determining-the-Homes-Value-for-a-Short-Sale-Package/Home-Appraisal---Determining-the-Homes-Value-for-a-Short-Sale-Package.html One of the most important aspects of the short sale business is determining the value of the property you have under contract.  It’s impossible to formulate your offer to the short sale lender without knowing the home appraisal value of the property you are interested in. batt@aggcnco.com (Home Home Depot) Tue, 29 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3102/1/Today-In-The-World-Of-Halifax-Home-Appraisal/Today-In-The-World-Of-Halifax-Home-Appraisal.html Question: I am considering selling my Halifax home and am wondering what renovations would improve its’ marketability. batt@aggcnco.com (Home Home Depot) Mon, 28 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3091/1/Rule-changes-frustrate-Road-Home-applicants/Rule-changes-frustrate-Road-Home-applicants.html Repeated changes in rules for the Road Home recovery program have gradually made it more difficult for applicants to collect the same grants they were once promised by the massive federally financed program. batt@aggcnco.com (Home Home Depot) Sat, 26 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3078/1/Greater-Baton-Rouge-Home-Appraiser-Offers-Pre-Listing-Appraisals---Thinking-Of-Listing-Your-Home/Greater-Baton-Rouge-Home-Appraiser-Offers-Pre-Listing-Appraisals---Thinking-Of-Listing-Your-Home.html Baton Rouge Home Appraiser Offers Pre-Listing Appraisal ServicesA smooth transaction is one when one has accurately represented the physical characteristics(in writing) of one’s home , whether it be listing the home with an agent or selling it yourself(FSBO). batt@aggcnco.com (Home Home Depot) Fri, 25 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3071/1/Today-In-The-World-Of-Halifax-Home-Appraisal/Today-In-The-World-Of-Halifax-Home-Appraisal.html Question: I am considering selling my Halifax home and am wondering what renovations would improve its’ marketability. batt@aggcnco.com (Home Home Depot) Thu, 24 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3052/1/Grand-jury-probes-Kents-meals-home-sale/Grand-jury-probes-Kents-meals-home-sale.html A federal grand jury investigating sexual misconduct claims against U.S. District Judge Samuel Kent has widened its probe, issuing subpoenas for records of his meals with attorneys and the deal he made selling his island home. batt@aggcnco.com (Home Home Depot) Wed, 23 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3047/1/Home-equity-credit-line-frozen-Join-the-club/Home-equity-credit-line-frozen-Join-the-club.html When Denise Lopez bought two new tables, a floor lamp and a chair recently, her intent was to finance it with her home equity line of credit. But it wasn't long before she discovered that wasn't an option - her HELOC had been frozen. batt@aggcnco.com (Home Home Depot) Tue, 22 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3037/1/Water-Damage-Can-Lower-Your-Home-Appraisal/Water-Damage-Can-Lower-Your-Home-Appraisal.html The condition a home is in is the main factor in getting a good or poor home appraisal. If you are trying to sell your home you want the appraisal to be as high as it possibly can. batt@aggcnco.com (Home Home Depot) Mon, 21 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3029/1/Home-purchase-elicits-plenty-of-emotions/Home-purchase-elicits-plenty-of-emotions.html It's unreal and I'd say I'm almost in shock. Less than 24 hours before our Tuesday closing date, the bank's loan supervisor said our mortgage was approved without conditions. batt@aggcnco.com (Home Home Depot) Sat, 19 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3018/1/Chattanooga-Appraiser-take-the-field/Chattanooga-Appraiser-take-the-field.html struck out New York Yankees sluggers Babe Ruth and Lou Gehrig during an exhibition game against the Chattanooga Lookouts at Engel Stadium. batt@aggcnco.com (Home Home Depot) Fri, 18 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/3004/1/Appraisals-of-Texas-commercial-property-put-under-microscope-some-say-land-undervalued/Appraisals-of-Texas-commercial-property-put-under-microscope-some-say-land-undervalued.html Battle lines are forming once again on the issue of whether commercial property in Texas is undervalued for taxing purposes, setting the stage for another showdown in the Legislature next year. batt@aggcnco.com (Home Home Depot) Thu, 17 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/2985/1/Appraisals-of-Texas-commercial-property-put-under-microscope-some-say-land-undervalued/Appraisals-of-Texas-commercial-property-put-under-microscope-some-say-land-undervalued.html Battle lines are forming once again on the issue of whether commercial property in Texas is undervalued for taxing purposes, setting the stage for another showdown in the Legislature next year. batt@aggcnco.com (Home Home Depot) Wed, 16 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/2968/1/Get-Your-Home-Ready-for-Appraisal/Get-Your-Home-Ready-for-Appraisal.html I always feel a little bad when I don't write here until into the evening, but when you're working with buyers, sellers, inspectors, and appraisers the day sometimes gets away from you. batt@aggcnco.com (Home Home Depot) Tue, 15 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/2950/1/Home-appraisals-require-more-research-and-analysis/Home-appraisals-require-more-research-and-analysis.html For the homebuyer looking to secure financing for the purchase of a home, an accurate appraisal of the property is more important — and perhaps more challenging — than ever before, according to Tim Forsythe, chairman of Forsythe Appraisals, the nation's largest independent appraisal company. batt@aggcnco.com (Home Home Depot) Mon, 14 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/2932/1/Appraisers-Accused-Of-Over-Inflating-Home-Values/Appraisers-Accused-Of-Over-Inflating-Home-Values.html An Action 9 investigation has uncovered a way that some home appraisers are inflating a home's value even in this down market just to get the business of banks and mortgage brokers. batt@aggcnco.com (Home Home Depot) Sat, 12 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/2924/1/A-home-appraisal-is-NOT-a-home-inspection/A-home-appraisal-is-NOT-a-home-inspection.html I have heard and seen much confusion between these 2 services with my buyers and with questions asked on line. batt@aggcnco.com (Home Home Depot) Fri, 11 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/2906/1/Home-appraisal-completed/Home-appraisal-completed.html So my phone rings at 1125 this morning and it's the home appraiser. He was calling to ask me if it would be OK if he could stop by early since he had had a cancellation. batt@aggcnco.com (Home Home Depot) Thu, 10 Jul 2008 00:00:00 -0400 http://www.homehomedepot.com/articles/2598/1/Preparing-For-An-Appraisal---Plan-For-It/Preparing-For-An-Appraisal---Plan-For-It.html A critical part of selling a home is the appraisal. Here’s how to plan for it. You have a contract to sell your home and now the appraiser is coming. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2597/1/Understanding-A-Second-Mortgage/Understanding-A-Second-Mortgage.html If you’re in need of additional funds and you own a home, you may have the opportunity to borrow against your home through a second mortgage. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2596/1/101-Tips-For-A-Smoother-Home-buying-Process/101-Tips-For-A-Smoother-Home-buying-Process.html I created this list for two reasons. First, I want to give you a good understanding of the home buying process from start to finish. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2595/1/Home-Inspection-Schools-Offer-Vocational-Training/Home-Inspection-Schools-Offer-Vocational-Training.html Real estate licensing, home appraisal, and building inspection are some of the most fascinating and lucrative careers today, and home inspection schools provide avenues for stepping into the interesting housing market. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2594/1/Online-Miami-Real-Estate-Selling-Tips/Online-Miami-Real-Estate-Selling-Tips.html Whenever you want to sell your miami home or real estate property, you need to keep in mind that being flexible is key to getting the best deals for your property. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2593/1/How-You-Can-Get-Help-From-A-Louisiana-Real-Estate-Appraiser/How-You-Can-Get-Help-From-A-Louisiana-Real-Estate-Appraiser.html As a home seller in a tough real estate market, you may be looking for any help you can get to sell your home. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2592/1/Faqs-On-Getting-A-New-Home-Mortgage-refinancing/Faqs-On-Getting-A-New-Home-Mortgage-refinancing.html What is refinancing and what types are there? Refinancing is simply the process of getting a new home mortgage to replace your existing one. There are various loan terms available for you to choose from. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2591/1/Does-Home-Improvement-Make-Sense-In-A-Housing-Slump/Does-Home-Improvement-Make-Sense-In-A-Housing-Slump.html Last night I watched a home improvement show in which a Florida couple had spent $50,000 updating their home. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2590/1/Got-A-Haunted-Home-With-Your-Refinance-Home-Mortgage/Got-A-Haunted-Home-With-Your-Refinance-Home-Mortgage.html You just settled into your new home bought from refinance home mortgage. On the first night, you heard things up in the attic. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2589/1/Finding-Out-If-You-Need-A-Alabama-Real-Estate-Appraiser/Finding-Out-If-You-Need-A-Alabama-Real-Estate-Appraiser.html Situations in life call for the need of professionals, like doctors for medical care and bankers for loan needs. batt@aggcnco.com (Home Home Depot) Tue, 29 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2481/1/A-Modern-Approach-To-Home-Appraisal/A-Modern-Approach-To-Home-Appraisal.html Your home might be worth more than you think. Whether you're happily settled, or getting ready to sell, it never hurts to know how your investment is doing, especially if you've lived in your home for a long time. batt@aggcnco.com (Home Home Depot) Sat, 12 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2480/1/Mortgage-Loans-And-The-Value-Of-The-Home-Appraisal/Mortgage-Loans-And-The-Value-Of-The-Home-Appraisal.html Home mortgage loans are not created from thin air. The home appraisal is vitally important to financing your home loan at the correct value. batt@aggcnco.com (Home Home Depot) Sat, 12 Jan 2008 00:00:00 -0500 http://www.homehomedepot.com/articles/2248/1/Area-homeowners-are-being-hurt-because-property-taxes-arent-tracking-slipping-values/Area-homeowners-are-being-hurt-because-property-taxes-arent-tracking-slipping-values.html The Kansas City area is in a housing slump, and house prices are falling in some places. But property tax bills are going up for most homeowners. batt@aggcnco.com (Home Home Depot) Tue, 18 Dec 2007 00:00:00 -0500 http://www.homehomedepot.com/articles/2243/1/Property-Tax-Frustration-Builds/Property-Tax-Frustration-Builds.html Falling home values and rising property taxes in many parts of the country are generating the loudest complaints about property levies since the 1970s, forcing state and local officials to address the outcry even as the housing-market slump eats into many sources of their revenue. batt@aggcnco.com (Home Home Depot) Tue, 18 Dec 2007 00:00:00 -0500 http://www.homehomedepot.com/articles/2242/1/Developer-drops-prices-but-value-is-still-in-the-property/Developer-drops-prices-but-value-is-still-in-the-property.html Q:We bought a new home in January for $709,000, but the builder is now selling similar homes in our community for $200,000 less. My neighbors and I are thinking of seeking legal advice because they are deliberately bringing the values down. batt@aggcnco.com (Home Home Depot) Tue, 18 Dec 2007 00:00:00 -0500 http://www.homehomedepot.com/articles/2241/1/Appraisers-deal-with-new-market/Appraisers-deal-with-new-market.html Howard Greber has owned and operated Greber Appraisal Services since founding the company with his father, Morris Greber, in 1983. This month he traded e-mail messages with staff writer Michael Braga about the state of his chosen profession. batt@aggcnco.com (Home Home Depot) Tue, 18 Dec 2007 00:00:00 -0500 http://www.homehomedepot.com/articles/2240/1/Assessments-anger-town-residents/Assessments-anger-town-residents.html JANESVILLE TOWNSHIP — Darrell Pelikan knew his home value would go up in the town of Janesville’s reassessment this year. batt@aggcnco.com (Home Home Depot) Tue, 18 Dec 2007 00:00:00 -0500 http://www.homehomedepot.com/articles/1791/1/Pricing-Your-Home-to-Sell/Pricing-Your-Home-to-Sell.html When it comes to selling your home, the hardest part is often setting the price. It is one of the first things buyers will ask -- what is the asking price? batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1790/1/Home-Value-Appraisal-Assessment---Which-One-is-Right-For-You/Home-Value-Appraisal-Assessment---Which-One-is-Right-For-You.html As you get curious about your home value and start to do a little research online, you probably see a lot of different terms thrown around batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1789/1/Forced-Sale-of-Real-Estate-in-RI-with-Business-Partner-Family-Member-Significant-Others--PARTITION/Forced-Sale-of-Real-Estate-in-RI-with-Business-Partner-Family-Member-Significant-Others--PARTITION.html A partition case in Rhode Island (RI) is an equitable, legal action in which a person corporation or legal entity can force the sale of real estate against another co-owner or life tenant. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1788/1/Seven-Tips-for-a-Successful-Appraisal/Seven-Tips-for-a-Successful-Appraisal.html Appraisal Tips from Appraising in Delaware1. If you are getting an appraisal make sure that any renovations you have been doing are complete. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1787/1/Log-House-Floor-Plan---The-Rustic-American-Design/Log-House-Floor-Plan---The-Rustic-American-Design.html For home builders who crave a comfortable and cozy home that evokes the spirit of nature, nothing says rustic American design quite like the icon of early housing. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1786/1/Sell-My-House---How-To-Sell-My-Home-Fast---FSBO/Sell-My-House---How-To-Sell-My-Home-Fast---FSBO.html Here is the truth about selling your home FSBO. Indeed you can save money from other traditional selling solutions but selling your home on you own is not for everyone and should not be used in every situation. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1785/1/Flip-or-Hold-Which-One-is-Best/Flip-or-Hold-Which-One-is-Best.html There are many ways to make money in real estate, but all the different methods boil down to two. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1784/1/Tax-AssessmentAppraisal-How-Do-I-Know-What-My-Home-is-Worth/Tax-AssessmentAppraisal-How-Do-I-Know-What-My-Home-is-Worth.html If you are in the home buying or selling market, it’s important to understand the difference between tax assessment and appraisal value. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1783/1/Hard-Money-Lenders-are-Your-Friend/Hard-Money-Lenders-are-Your-Friend.html If you are going to be a serious real estate investor then you need to make friends with a few hard money lenders. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1782/1/Getting-Your-House-Ready-for-the-Appraiser/Getting-Your-House-Ready-for-the-Appraiser.html Preparing your home for an appraisal is a big deal in the life of every mortgage seeker. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1781/1/A-Great-Tip-If-You-Need-To-Sell-Your-Home-Fast/A-Great-Tip-If-You-Need-To-Sell-Your-Home-Fast.html If you are selling your home there are many things you can do to make sure your home sells fast. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1780/1/Do-Not-Waste-Money-On-A-Home-Appraisal-Without-Enough-Equity-To-Justify-It/Do-Not-Waste-Money-On-A-Home-Appraisal-Without-Enough-Equity-To-Justify-It.html For many homeowners seeking help to stop foreclosure, refinancing their current mortgage is quickly becoming the option of choice batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1779/1/Lower-Cost-Loans-for-Real-Estate-Investors---The-Best-Way-to-Fund-Your-Flips/Lower-Cost-Loans-for-Real-Estate-Investors---The-Best-Way-to-Fund-Your-Flips.html If you have been investing in real estate you know that loan cost can really eat into your profits. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1778/1/FSBO-Real-Estate-Agent-or-Both/FSBO-Real-Estate-Agent-or-Both.html When you decide to sell your home you should consider your options. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1777/1/Stop-Foreclosure---Several-Great-Tips-To-Help-You-Stop-Foreclosure/Stop-Foreclosure---Several-Great-Tips-To-Help-You-Stop-Foreclosure.html If you find yourself facing foreclosure you need to know your options. There are several ways to avoid a foreclosure and save your credit score. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1776/1/Mortgage-Loan-101-Your-Appraisal/Mortgage-Loan-101-Your-Appraisal.html If you are in the market for a mortgage, learning the basics will help you avoid making common mistakes that can cost you thousands of dollars. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1775/1/You-Must-Get-A-Home-Inspection/You-Must-Get-A-Home-Inspection.html Why do people buy a home without getting a home inspection? Could it because they are sadistic or they don’t mind burning money. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1774/1/Start-Flipping-Homes-Today/Start-Flipping-Homes-Today.html You can't help see the television shows showing all the people flipping homes and making tons of money. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1773/1/Selling-Your-Own-Home---Several-Tips-To-Try-When-Selling-FSBO/Selling-Your-Own-Home---Several-Tips-To-Try-When-Selling-FSBO.html Selling your own home in today's real estate market is not easy. Even the professional real estate agents are having a difficult time. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1772/1/How-To-Prepare-For-An-Appraisal-To-Maximize-Value-The-Dos-And-Donts/How-To-Prepare-For-An-Appraisal-To-Maximize-Value-The-Dos-And-Dont.html So you have scheduled the appointment with the Appraiser to have your home appraised. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1771/1/Online-Home-Appraisals---Find-Out-What-Your-Home-Is-Worth-Before-You-Sell/Online-Home-Appraisals---Find-Out-What-Your-Home-Is-Worth-Before-You-Sell.html In today’s real estate market you need to know the value of your home before you list the home for sale or try to sell the property FSBO. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1770/1/Houston-Real-Estate-Appraisals/Houston-Real-Estate-Appraisals.html The Texan city of Houston is a famous Wild West location. The Houston real estate market is an unpredictable business venture and has a high rate of fluctuation. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1769/1/The-Home-Buying-Process-Your-14-Point-Path-to-Success/The-Home-Buying-Process-Your-14-Point-Path-to-Success.html I remember going through my first home buying process. I also remember the confusion and frustration of not having a "big picture" in my mind of how the process should work. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1768/1/5-Real-Estate-Goals-You-Must-Have-To-Be-a-Real-Estate-Investor/5-Real-Estate-Goals-You-Must-Have-To-Be-a-Real-Estate-Investor.html If you want to be a successful real estate investor you need to have goals and stick to them. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1767/1/How-To-Buy-A-Home-Without-Getting-A-New-Loan/How-To-Buy-A-Home-Without-Getting-A-New-Loan.html Believe it or not you can buy homes without obtaining a mortgage or loan. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1766/1/How-To-Market-Your-Home-For-A-Fast-Sale/How-To-Market-Your-Home-For-A-Fast-Sale.html Selling your home can be difficult but following a few simple marketing ideas can save you time and money. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1765/1/Dont-Rely-On-Your-Real-Estate-Agent/Dont-Rely-On-Your-Real-Estate-Agent.html So you picked your real estate agent and now you can just sit back and collect the check. Hold on I need to stop laughing. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1764/1/Never-Pay-Retail-For-A-Home/Never-Pay-Retail-For-A-Home.html Never pay retail for a home. If you plan on buying a home please don't pay retail. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1763/1/Lease-Options-Are-Great-For-Home-Buyers-and-Investors/Lease-Options-Are-Great-For-Home-Buyers-and-Investors.html Many people want to buy their first home or make their first real estate investment but don't have that much money. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1762/1/Top-7-Tips-to-Get-the-Most-Value-Out-of-Your-Home-Appraisal/Top-7-Tips-to-Get-the-Most-Value-Out-of-Your-Home-Appraisal.html Home sellers and owners refinancing their mortgages often have to endure a unique ordeal: the home appraisal. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1761/1/Price-Your-Home-Right---Three-Ways-to-Make-Sure-Your-Home-Will-Sell-Quickly/Price-Your-Home-Right---Three-Ways-to-Make-Sure-Your-Home-Will-Sell-Quickly.html Pricing your home TOO HIGH is the number 1 mistake home sellers make! batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1760/1/The-Number-One-Reason-Why-Homes-Dont-Sell/The-Number-One-Reason-Why-Homes-Dont-Sell.html Selling your home is not easy. There are thousands of homes for sale at anytime in your area. The competition is ruthless. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1759/1/Quick-Introduction-To-Real-Estate-Appraisal-Methods/Quick-Introduction-To-Real-Estate-Appraisal-Methods.html There are four basic ways an appraiser can measure the value of your property. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1758/1/Do-Not-Make-This-Mistake/Do-Not-Make-This-Mistake.html Home foreclosures are at an all time high and people are losing their homes. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1757/1/Real-Estate-Appraisal-Tips-on-Getting-Prepared/Real-Estate-Appraisal-Tips-on-Getting-Prepared.html Getting ready for an typical real estate appraisal of a home is not complicated. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1756/1/Appraisals-for-the-Louisiana-Road-Home-Program/Appraisals-for-the-Louisiana-Road-Home-Program.html The Louisiana Road Home Program has been ordering appraisals to determine the pre-Katrina value of the affected properties. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1755/1/What-Is-Your-Home-Worth-Find-Out-Your-True-Home-Value/What-Is-Your-Home-Worth-Find-Out-Your-True-Home-Value.html Unless you have been living under a rock, you know that real estate prices have been rising fast. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1754/1/How-to-Become-a-Real-Estate-Appraiser/How-to-Become-a-Real-Estate-Appraiser.html Learning how to become a real estate appraiser starts with an introduction to the work itself. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1753/1/How-to-Become-a-Real-Estate-Appraiser/How-to-Become-a-Real-Estate-Appraiser.html Learning how to become a real estate appraiser starts with an introduction to the work itself. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1752/1/Factors-That-May-Determine-the-Final-Appraisal-of-Your-Home/Factors-That-May-Determine-the-Final-Appraisal-of-Your-Home.html So, after careful consideration of the time, expense, and energy involved in selling your own home, you have decided to go the For Sale By Owner route. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1749/1/Free-Instant-Home-Appraisals-Help-You-Find-Out-How-Much-Home-You-Can-Afford/Free-Instant-Home-Appraisals-Help-You-Find-Out-How-Much-Home-You-Can-Afford.html Foreclosures are at their highest level and home prices keep going up batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1748/1/Commercial-Real-Estate-Appraisal/Commercial-Real-Estate-Appraisal.html Commercial Real Estate AppraisalCommercial real estate appraisal is a combination of art and science. batt@aggcnco.com (Home Home Depot) Fri, 14 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1376/1/Three-Real-Estate-Investment-Tools-You-Must-Have/Three-Real-Estate-Investment-Tools-You-Must-Have.html There are three real estate investment tools that all investors must have and use. batt@aggcnco.com (Home Home Depot) Fri, 07 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1375/1/Home-Buying-101-The-Importance-of-the-Home-Inspection/Home-Buying-101-The-Importance-of-the-Home-Inspection.html What Does a Home Inspector Do?In short, an inspector checks the safety and functionality of your potential home. batt@aggcnco.com (Home Home Depot) Fri, 07 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1374/1/Short-Sales-Can-Be-Magical/Short-Sales-Can-Be-Magical.html Many investors have heard of a short sale in reference to stocks but few people know anything about real estate short sales. batt@aggcnco.com (Home Home Depot) Fri, 07 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1373/1/How-To-Lose-Your-Shorts-When-Listing-A-Home-For-Sale-It-Is-Not-A-Short-Sale/How-To-Lose-Your-Shorts-When-Listing-A-Home-For-Sale-It-Is-Not-A-Short-Sale.html A recent listing went on the market up the street from my home. batt@aggcnco.com (Home Home Depot) Fri, 07 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1372/1/Appraisals-Help-Price-Homes/Appraisals-Help-Price-Homes.html Many homeowners are now paying to have an appraisal performed on their home before putting it on the market. batt@aggcnco.com (Home Home Depot) Fri, 07 Sep 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1369/1/How-Much-Your-Appraiser-Values-Your-Business/How-Much-Your-Appraiser-Values-Your-Business.html A recent survey was sent to more than 300 review appraisers and underwriters in financial institutions across the country batt@aggcnco.com (Home Home Depot) Fri, 31 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1366/1/Lower-Property-Taxes---Central-Florida-Property-Appraisals/Lower-Property-Taxes---Central-Florida-Property-Appraisals.html As a longtime property appraiser, former home builder for twenty years, and licensed real estate broker I learned something from someone who seemingly was a novice in the real estate market and industry. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1365/1/Tax-AssessmentAppraisal-How-Do-I-Know-What-My-Home-is-Worth/Tax-AssessmentAppraisal-How-Do-I-Know-What-My-Home-is-Worth.html If you are in the home buying or selling market, it’s important to understand the difference between tax assessment and appraisal value. Concentrate on the appraisal value because this determines your asking price. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1358/1/How-Much-Does-It-Really-Cost-To-Sell-A-Home/How-Much-Does-It-Really-Cost-To-Sell-A-Home.html I know what you are thinking. If I am selling my home why would it cost me money? batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1357/1/Real-Estate-Math---Do-You-Know-These-Simple-Formulas/Real-Estate-Math---Do-You-Know-These-Simple-Formulas.html How much real estate math do you need to know if you are investing in real estate? batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1356/1/In-Commercial-Real-Estate-Always-Get-an-MAI-Certified-Appraiser/In-Commercial-Real-Estate-Always-Get-an-MAI-Certified-Appraiser.html The appraiser that you hire for your commercial investments before you buy can have a great impact on the amount of money you spend and your chances of getting funding from a lender. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1355/1/Appraisal-vs-Market-Value-How-to-Avoid-Pitfalls-in-the-Sale-of-Your-Home/Appraisal-vs-Market-Value-How-to-Avoid-Pitfalls-in-the-Sale-of-Your-Home.html When you sell your home, appraisers use comps (comparable market sales) of local properties sold within the last six months to value your home. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1354/1/Essential-Tips-for-Real-Estate-Appraisals/Essential-Tips-for-Real-Estate-Appraisals.html When you have the perfect home picked out and you know this is the home you want batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1353/1/Home-Pricing---Avoid-These-Mistakes/Home-Pricing---Avoid-These-Mistakes.html Home pricing is an art, but fortunately there is a little bit of science to it as well. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1352/1/A-Difference-Between-Appraisal-Assessment-Home-Inspection/A-Difference-Between-Appraisal-Assessment-Home-Inspection.html Every one should have a home inspection before purchasing any property, including new construction. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1351/1/Central-Florida-Appraiser---Skillful-and-Experienced-The-Key-to-Professionalism/Central-Florida-Appraiser---Skillful-and-Experienced-The-Key-to-Professionalism.html Until recently many states did not require individuals to meet specific qualifications before being allowed to perform appraisals. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1350/1/Choosing-a-Reputable-Real-Estate-Appraiser/Choosing-a-Reputable-Real-Estate-Appraiser.html When you are considering purchasing a property; either for investment or personal use you will need to hire a real estate appraiser. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1349/1/What-To-Expect-From-Your-House-Appraisal/What-To-Expect-From-Your-House-Appraisal.html Having your house appraised can be a scary step in the moving process, especially if you don’t know what to expect. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1348/1/Home-Buying-Terminology----Whats-An-Appraisal/Home-Buying-Terminology----Whats-An-Appraisal.html During the home buying process, you’ll hear the term "appraisal" mentioned at some point. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1347/1/Do-Not-Waste-Money-On-A-Home-Appraisal-Without-Enough-Equity-To-Justify-It/Do-Not-Waste-Money-On-A-Home-Appraisal-Without-Enough-Equity-To-Justify-It.html For many homeowners seeking help to stop foreclosure, refinancing their current mortgage is quickly becoming the option of choice, especially if they feel their home has enough equity in it to justify the decision. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/1346/1/Central-Florida-Real-Estate-Appraiser---Creating--Assessing-Value/Central-Florida-Real-Estate-Appraiser---Creating--Assessing-Value.html As a longtime real estate property appraiser and builder in Central Florida, I learned long ago the essentials for creating and assessing value. batt@aggcnco.com (Home Home Depot) Thu, 30 Aug 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/969/1/Mortgage-Refinancing-Home-Appraisal-Basics/Mortgage-Refinancing-Home-Appraisal-Basics.html If you are in the process of refinancing your mortgage loan, your new mortgage lender may require an appraisal prior to approving your loan. batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/968/1/Real-Estate-Appraisal---Do-It-Yourself/Real-Estate-Appraisal---Do-It-Yourself.html For single family homes, there are two basic methods used in real estate appraisal. batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/967/1/How-Distressed-Home-Sales-Impact-Your-Homes-Value/How-Distressed-Home-Sales-Impact-Your-Homes-Value.html We know the gut wrenching feeling when a home sells down the street from you for well below Fair Market Value (FMV). batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/966/1/Why-Should-I-Get-a-Home-Appraisal/Why-Should-I-Get-a-Home-Appraisal.html There are several reasons why someone should consider obtaining a home appraisal and I have listed several in this article. batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/965/1/Residential-Real-Estate-Appraisal-Key-Terms/Residential-Real-Estate-Appraisal-Key-Terms.html To be able to fully understand the concepts of residential real estate appraisal, here is a list of important terms with meaning. batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/964/1/Real-Estate-Appraisal---Rental-Properties/Real-Estate-Appraisal---Rental-Properties.html Real estate appraisal for rental properties isn't the same as for single family homes. If you were looking at a 24-unit building batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/963/1/Basic-Residential-Real-Estate-Appraisal/Basic-Residential-Real-Estate-Appraisal.html Appraiser puts a price to the fair market value (rights of ownership). With the current location, amenities, and condition of the property, the appraisers write a detailed report. The detailed report states the comparison of local homes, imperfection of property batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/962/1/Top-Tips-for-Buying-and-Selling-a-Home/Top-Tips-for-Buying-and-Selling-a-Home.html BuyersLooking for a home-Use Internet for overview of properties, communities, and schools. batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/961/1/The-Real-Estate-Appraisal/The-Real-Estate-Appraisal.html Many types of people working with real estate will find themselves seeking an appraisal. batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/960/1/The-Residential-Real-Estate-Appraisal---Making-Sense-of-the-Residential-Real-Estate-Appraisal-Report/The-Residential-Real-Estate-Appraisal---Making-Sense-of-the-Residential-Real-Estate-Appraisal-Report.html Residential real estate appraisal reports can be very complex documents filled with extensive market data and documented procedures for estimating value. batt@aggcnco.com (Home Home Depot) Thu, 05 Jul 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/938/1/Real-Estate---All-You-Need-To-Know-About-Appraisal-Services/Real-Estate---All-You-Need-To-Know-About-Appraisal-Services.html The first question that may come to your mind is why you need it. Well, there are so many reasons you need a real estate appraisal. batt@aggcnco.com (Home Home Depot) Sat, 30 Jun 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/937/1/Real-Estate-Appraisal-Fraud/Real-Estate-Appraisal-Fraud.html A real estate appraiser who does not adjust their numbers in favor of their lenders’ needs is considered a real estate appraiser who does not work. batt@aggcnco.com (Home Home Depot) Sat, 30 Jun 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/936/1/What-To-Do-And-What-Not-To-Do-When-An-Appraisal-Comes-In-Low-Realtors-Only/What-To-Do-And-What-Not-To-Do-When-An-Appraisal-Comes-In-Low-Realtors-Only.html Although you may have not experienced this for some time, you could get the call in the near future?. It's that dreaded call from the lender and he/she informs you that the appraisal estimate is lower than your sales price. batt@aggcnco.com (Home Home Depot) Sat, 30 Jun 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/935/1/How-To-Prepare-For-An-Appraisal-To-Maximize-Value-The-Dos-And-Donts/How-To-Prepare-For-An-Appraisal-To-Maximize-Value-The-Dos-And-Donts.html So you have scheduled the appointment with the Appraiser to have your home appraised. What should you do prior to the inspection, to maximize your value and possibly save some money as well? batt@aggcnco.com (Home Home Depot) Sat, 30 Jun 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/934/1/Pool-House-Floor-Plan---Raise-Your-Real-Estate-Appraisal-Value/Pool-House-Floor-Plan---Raise-Your-Real-Estate-Appraisal-Value.html If you're thinking about installing a pool in your back yard, chances are you will also want to design a pool house to go with it. batt@aggcnco.com (Home Home Depot) Sat, 30 Jun 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/933/1/Real-Estate-Appraisal-Courses/Real-Estate-Appraisal-Courses.html In any real estate transaction, one of the most important elements is the price of the property. To be able to determine the market value of a property, lenders and real estate brokers hire a real estate appraiser to asses its market value. batt@aggcnco.com (Home Home Depot) Sat, 30 Jun 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/525/1/Why-Home-Value-Estimates-are-Confused-with-Home-Appraisals/Why-Home-Value-Estimates-are-Confused-with-Home-Appraisals.html In English language the term 'value' is synonymous with worth, price, cost, and rate - all the words meaning one thing - the actual price that the property would demand if it were sold or bought. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/524/1/What-is-an-Home-Appraisal/What-is-an-Home-Appraisal.html Understanding what an appraisal is, and how it is done can help maximize the appraised property's value. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/523/1/Keeping-Your-Georgia-Home-Out-of-Foreclosure/Keeping-Your-Georgia-Home-Out-of-Foreclosure.html If you live in Georgia, then you fully enjoy a state well known for its big city amenities as found in Atlanta as well as the antebellum culture of Savannah. From Stone Mountain to Macon to the Atlantic Coast, Georgia has so much to offer residents and visitors. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/522/1/5-Steps-to-Guarantee-Satisfaction-with-Remodeling-Plans/5-Steps-to-Guarantee-Satisfaction-with-Remodeling-Plans.html Want to create a more open space for your living room? How about tearing down a wall to make a connecting walk-in closet to your master’s bedroom? batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/521/1/Questions-And-Answers-For-Your-Refinancing-Plans/Questions-And-Answers-For-Your-Refinancing-Plans.html Refinancing is a very valuable tool. So that there is no possibility of confusion, we have answered frequently asked key questions for you. Now you can focus on using refinance to leverage your investment and business. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/520/1/Documents-Needed-to-Refinance/Documents-Needed-to-Refinance.html When you go for refinancing there is a need for paper work to be done before you continue. Many people turn to refinance professionals to complete the refinance procedure while some others prefer to do it themselves. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/519/1/Refinancing-Comes-with-Hidden-Costs/Refinancing-Comes-with-Hidden-Costs.html Refinancing has a tricky magnetism. It attracts you as it generally means a lower monthly installment and is a way out when other doors are closed. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/518/1/Home-Ownership-Benefits-vs-Risks/Home-Ownership-Benefits-vs-Risks.html Sure, it's tough to pull the trigger and buy a home, especially as a first-time buyer. The big hit of covering both a down payment and closing costs is enough to scare any prospective buyer into staying a renter. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/517/1/Getting-The-Best-Homeowner-Insurance-Quote/Getting-The-Best-Homeowner-Insurance-Quote.html The online shoppers for home insurance have some powerful, distinct advantages. They don't need an appointment. They don't need to be intimidated by high-powered insurance salesmen. batt@aggcnco.com (Home Home Depot) Thu, 12 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/474/1/What-to-Expect-at-Home-Appraisals/What-to-Expect-at-Home-Appraisals.html Whether you are selling your home or refinancing, you'll probably getting a call from an appraiser. Their job is to determine the fair market value of your home based on guidelines set out by the Federal National Mortgage Association. This is not the same as a competitive market analysis that many real estate brokers perform, sometimes referred to as "comps". batt@aggcnco.com (Home Home Depot) Thu, 05 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/473/1/Home-Ownership-Benefits-vs-Risks/Home-Ownership-Benefits-vs-Risks.html Sure, it’s tough to pull the trigger and buy a home, especially as a first-time buyer. The big hit of covering both a down payment and closing costs is enough to scare any prospective buyer into staying a renter. batt@aggcnco.com (Home Home Depot) Thu, 05 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/472/1/Are-You-Ready-For-The-Home-Inspector/Are-You-Ready-For-The-Home-Inspector.html There was a time not too long ago when buyers rarely requested one. Just five years ago the Chicago metropolitan area had only 200-300 home inspectors, while today the figure is 3,000 and growing. batt@aggcnco.com (Home Home Depot) Thu, 05 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/471/1/The-difference-between-home-equity-loan-and-home-line-of-credit/The-difference-between-home-equity-loan-and-home-line-of-credit.html Once you have built up equity in your home, you have the privilege of applying for a home equity line of credit, which allows you to borrow the money you need. batt@aggcnco.com (Home Home Depot) Thu, 05 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/470/1/Mortgage-Refinance--What-Are-All-Those-Closing-Costs/Mortgage-Refinance--What-Are-All-Those-Closing-Costs.html Some people who decide it’s time for a mortgage refinance aren’t prepared for the closing costs associated with the loan. They think that they’ve already paid closing costs and all the other fees associated with the purchase of the house, so they’re surprised to find that many of these same costs pop up again when it’s time for a mortgage refinance. What are these costs? And which can you expect to pay again? batt@aggcnco.com (Home Home Depot) Thu, 05 Apr 2007 00:00:00 -0400 http://www.homehomedepot.com/articles/5268/1/3-Tips-To-Get-The-Most-Out-Of-A-Home-Appraisal/3-Tips-To-Get-The-Most-Out-Of-A-Home-Appraisal.html Before deciding on a sales price for your home, get a home appraisal. This will provide the market value of the property, and it will also provide a reasonable foundation to determine your asking price. Here are a few tips to ensure the highest value possible for your appraisal. batt@aggcnco.com (Home Home Depot) Wed, 31 Dec 1969 19:00:00 -0500